Faith-Led • Veteran-Owned • Built to Serve • Serving CO, WY & UT
If you don’t know what an MOS is, that’s cool — civilians can regroup at Home for info made just for them. But if you do know… fall in. Let’s knock out that loan application and get your mortgage mission accomplished.
You don’t need to save for a big down payment — your service already earned you this benefit.
Buy sooner. Keep your savings. Move in on your terms.
Most civilians pay a monthly penalty called PMI. Veterans do not.
That means lower monthly payments compared to conventional loans.
VA loans typically have better interest rates because they’re backed by the VA.
That means more house for less monthly cost.
You don’t need “perfect credit.”
Real life happens. We work with it — not against it.
Your VA loan is not a “one and done.” You can use it again or even have more than one in certain cases.
Most vets never get told this.
If your current rate is higher than what’s available — we can fix that.
Usually no appraisal, no income docs, fast & simple.
Use your home’s value for: repairs, debt payoff, remodels, or breathing room.
No credit cards. No predatory crap. A responsible equity strategy.
Surviving spouses may qualify for VA home loan benefits, including no funding fee.
This is honor. Not paperwork.
If you have a VA disability rating of 10% or higher, or you were awarded a Purple Heart, you may not have to pay the VA funding fee.
This can save you thousands upfront and lowers your overall cost.
Surviving spouses may also qualify.
We’re here to help. For personalized assistance with your FHA or VA loan, schedule an in-person meeting to explore your options.
Open today | 09:00 am – 05:00 pm |
If you don’t know what an MOS is, that’s alright — civilians are welcome too, especially those interested in FHA and VA home loans. But if you do know… fall in. Let’s get to work on that loan application and make your mortgage dreams a reality.
Have questions about VA home loans? Find answers below or contact us at info@btsloans.com for personalized support.
No. The VA is not the lender.
The VA guarantees part of your loan so that approved lenders (that I shop) can offer better terms and lower rates to Veterans.
You still work with a mortgage professional, not the VA directly.
Active Duty~90 days during wartime OR ~181 days during peacetime
National Guard / Reserves Typically 6 years of service unless activated on active orders